The process of buying property for the first time can be intimidating. Let me help you. Contact me and I'll help you become a confident buyer.

I'll Champion for You Through Closing

 Raquel Perez can walk you through closing - 951-334-9220
First, a little about "escrow". When you're closing on your new place, an escrow agent is used to make sure the process will close correctly and in a specific time frame. A house is said to be in escrow when in the closing process, funds is secured by a third party on behalf of two parties when the exchange of money takes place. PayPal is a good way to picture an escrow company.


The escrow holder makes sure that the terms and conditions of the agreement between the sellers and the buyers are completed in preparation of the sale being finalized.

Escrow companies want to acquire the following forms:

  • Title insurance policies
  • Terms of sale and any seller-assisted financing
  • Requests for payment for various services to be paid out of escrow funds
  • Loan documents
  • Tax statements
  • Fire and other insurance policies

You're ready to close when all steps are complete in escrow process. At this time, all payments and dues for inspections, title insurance and real estate commissions are paid out. You'll then secure the title to the house and the title insurance gets dispersed as noted in the escrow instructions.

At the close of escrow, in an acceptable form to the escrow. As your real estate professional, I'll inform you of the acceptable way of paying.

The Escrow Holder Will:
The Escrow Holder Won't:
  • Write escrow guidelines
  • Petition title inquiry
  • Comply with lender's requirements as written in the escrow agreement
  • Receive payments from the buyer
  • Prorate interest, insurance, tax and other payments according to instructions
  • Record deeds and other documents as instructed
  • Obtain title insurance policy
  • Close escrow when all instructions of seller and buyer have been finished
  • Disburse payments and finish instructions
  • Give advice - the escrow agent stays a neutral, third-party status
  • Offer opinions about the outcome of your taxes

Mortgage Escrow Account

Creating a Mortgage Escrow Account helps keep track of on-going expenses while there's a loan on your house. Usually, the home buyer makes a payment at closing and also makes regular deposits through their monthly mortgage payment to fund the Escrow Account.

Once you're at ease with the escrow process, you can be a better buyer.

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